Rule Number Two (#2) - Tell the client about what they have just purchased and how to use it. Most successful financial service professionals have a mental checklist of the topics they want to cover in a delivery appointment. Take that idea to the next level. Use an "AGENDA" to review ALL the important features of the product. Make sure they know to keep the material or policy in a safe place. Tell them to show family members where things are located in Manulife 乐活计划 the event something should happen. If the company requires a delivery receipt, maybe you should too. After all, you are running a business, right?
Tell everybody in Hell's Half Acre that you are going to quit smoking and that Manulife Vitality Plan you hope they will give you their support and undivided attention until you do quit.
You are satisfied that the Insurance coverage is no longer needed and you can then cash in the policy. Here's the "Free" part. Nearly all of the money you had invested over the last 20 years is returned back to you, as very tax efficient Accumulated Cash Value. The only part of the premium you paid every month that is not returned to you is the monthly policy fee, usually that equates to about $7 per month, so no big deal.
One chapter comes from a massage therapist who writes about stress relief. Another chapter comes from a personal trainer who talks about developing a love for Manulife Vitality health program. Other chapters are about biofeedback, acupuncture, mindset and fashion.
OProtect Your Paycheck: When was the last time you took a 12 month vacation? I am guessing never since we all live on cash flow. Likely your paycheck is your biggest cash flow asset. We spend a lot of money protecting our cars, houses, apartments and such but little to protect our number one asset; our paycheck. Statistics show that you have a one in four chance of getting sick or hurt for longer than 90 days prior to age 60. Talk to your financial adviser today about how you can protect your cash flow with a paycheck protection policy.
If you wish, you can convert a term life insurance policy into a permanent policy after a certain number of years. With a permanent policy, your premium amount might increase but the death benefit will also rise considerably.
I encourage everyone to do some research on ageLOC and you will be surprised at what you read. Nu Skin which is the company that distributes the product has a complete line of anti aging products which might be right for you.